Legal Notices and Privacy Policy Legal Notices Professional Risk Associates’ Web site is intended to serve as a resource to physicians and other persons interested in medical professional liability insurance and issues affecting the practice of medicine. Users of Professional Risk Associates’ Web site are warned that they rely on any information contained on the Web site at their own risk. By accessing Professional Risk Associates’ Web site, you have directed your system to a computer located in the Commonwealth of Virginia. Any and all disputes arising from the content of Professional Risk Associates’ Web site are to be governed exclusively by the laws of the Commonwealth of Virginia and jurisdiction shall be subject exclusively to courts located within Chesterfield County, Commonwealth of Virginia. Privacy Policy Although Professional Risk Associates has procedures and technologies in place to protect against unauthorized disclosure of confidential information, because of the current regulatory climate surrounding use of the Internet, as well as the possibility of unintended disclosures caused by third-party negligence or malfeasance, Professional Risk Associates cannot guarantee that information posted on this site will remain confidential at all times. In addition, to the extent you provide or access information on Professional Risk Associates system through the use of a username and password, we encourage you to keep your username and password confidential and secure, as we cannot be responsible for acts resulting from the unauthorized use of your username and password. We must sometimes ask our members for medical information protected by the Health Information Portability and Accountability Act (HIPAA). Our carriers’ applications, for example, ask for information regarding any claims made against you in the past. We may also ask for information concerning any claims previously instituted against you by patients or licensing bodies. The information above illustrates, but does not exhaust the kind of information that may be necessary for Professional Risk Associates to collect in order to serve your insurance-related needs. Subject to the provisions above, we will not intentionally disclose any information of a confidential or sensitive nature unless you authorize us to disclose the information or we are required to disclose the information pursuant to a court order or request from law enforcement or regulatory officials. By utilizing this site, you agree to the terms and conditions of this privacy statement and authorize Professional Risk Associates to collect information about you as outlined above and to use the information for Professional Risk Associates’ internal needs, including disclosure to companies we are approaching to give you a premium indication, relating to your application for coverage or policies of insurance. In addition, by using this site, you agree to hold Professional Risk Associates harmless for any liability or damage arising from disclosure of confidential information gathered by Professional Risk Associates in connection with your use of this site. Third Party Cookies Hyperlinks to Third Party Sites Copyright Policy |