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Medical Professional Liability Insurance
Your medical professional liability insurance policy comes with more than financial coverage in the unfortunate event of a claim.
Learn more about the coverage enhancements to your medical
professional liability policy below. While each policy is carrier-specific, they may include any or all of the following benefits.
Please contact us if you have any questions or want to learn about your policy and the additional features or endorsements it offers or may have available.
More Than Claims Coverage
Risk Management & Patient Safety
To enhance patient safety and reduce risk and costs in your practice, standard carriers offer various Risk Management services to their clients. These carriers may provide live seminars, online webinars, tool kits, and/or practice site assessments.
Legal Advice & Defense
Before you call your personal lawyer, you should know standard insurance carriers provide counsel when you have questions regarding a potential claim or legal situation in your practice. These carriers also provide legal defense should a claim result in litigation.
Patient Privacy & Data Breach Protection
It's not a matter of if, but when will a data breach occur in your practice. The healthcare sector is the most targeted industry for cyber-attacks and data breaches. For more information Patient Privacy & Data Breach Protection go here.
Government Regulatory Protection*
No healthcare provider is immune to risks associated with government regulatory compliance. Professional Risk can review your current coverage enhancements included in your medical malpractice insurance policy and compare them to the exposures your medical practice faces. For more information Government Regulatory Protection go here.
Human Resource Services
Employment-related liability claims are on the rise, and most practices do not have preparations in place to not just prevent, but to defend these types of claims. Your medical professional liability carrier may provide resources on best employment practice resources for your medical practice including, but not limited to, the following; wrongful termination, pre-employment screening, wage & hour claims, discrimination, sexual harassment, retaliation, and more.
* Indicates carrier specific benefits
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